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Money has always followed people, but for too long, the movement of money to and from Africa has been slow, expensive, opaque, and exclusionary. Diaspora Africans send over $50 billion back to sub-Saharan Africa every year, yet a significant portion of that wealth is consumed by transaction fees, unfavourable exchange rates, and the administrative friction of operating across multiple financial systems. Meanwhile, millions of Ghanaians remain underserved by traditional banking, lacking access to credit, savings products, and investment tools that could transform their economic lives.
DADDS Digital Bank is our answer to both of these realities. It is a purpose-built, mobile-first, diaspora-focused digital banking platform designed to make financial services (saving, sending, investing, and banking) seamless, affordable, and empowering for Africans at home and abroad. It is not just a remittance app. It is a full financial ecosystem built around the real financial lives of the African diaspora and the communities they support back home.
Your partnership and input can help make a difference. Help support our initiatives to create a better future for our African communities.
Send money to Ghana and across Africa at industry-leading low fees with real-time exchange rates, transparently displayed, no hidden charges.
Hold, manage, and convert funds in GBP, USD, EUR, CAD, and GHS from a single account, eliminating the cost and hassle of multi-bank arrangements.
A beautifully designed, intuitive mobile app built for ease of use across all smartphone types and data connection speeds.
Diaspora investment vehicles linked to DADDS's own initiatives - agriculture, eco-habitats, and SEZs - enabling members to invest in Africa directly from their phone.
DADDS Digital Bank debit cards usable across the globe and linked to local Ghanaian payment networks for seamless in-country spending.
Built to the highest international standards of digital security, KYC, AML compliance, and data protection, regulated and trustworthy from day one.
DADDS Digital Bank is designed to serve four interconnected user groups, each with distinct but complementary financial needs:
DADDS Digital Bank is currently in the development and regulatory engagement phase. We are committed to building a financial institution that is not only innovative and user-friendly, but also fully compliant, robustly governed, and deserving of the trust that our users will place in it.
Digital Africa Diaspora Development Services (DADDS)
125A Mankralo Close, PO Box CT3100, Cantonment,, Accra, Greater Accra 00000
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